At Title Alliance our most important asset – excluding our employee-owners – is our reputation. We cherish that above any tangible asset we may have and above any opportunity to earn money now or forever in the future. We trace our heritage to 1948 – we will not destroy the reputation of three generations for temporary gain.
To assure our reputation we have laser focus on compliance. We are long-time members of RESPRO and attend every board meeting and every seminar offered in our unremitting effort to stay aware of the changing regulatory landscape. We review each Consent Order or clarifying memo issued by regulators to assure ourselves of our ongoing compliance. That is critical to our reputation – and critical to your reputation.
We encourage everyone to have their own affiliations reviewed by RESPA council. Some of those most highly regarded in the industry are listed below.
Francis X. "Trip" Riley, III, is a partner at Saul Ewing LLP of Princeton, NJ where he represents and counsels real estate settlement services industry clients, real estate brokers and title insurance underwriters and agents in litigation, regulatory matters and business matters. A regular contributor to the Real Estate Services Providers Council, Inc. (RESPRO), October Research, and other settlement services industry seminars, Riley advises clients on business compliance issues and has represented settlement service providers in forming compliant joint ventures.
Phillip L. Schulman has a national practice specializing in a range of matters related to real estate finance, mortgage banking and consumer finance in both the primary and secondary markets, including the following. Representing companies in the mortgage lending, title insurance and real estate industries in connection with administrative and regulatory compliance matters, including those involving the CFPB, HUD, VA, Ginnie Mae, Fannie Mae, and Freddie Mac; Advising clients on matters related to approval, origination and servicing requirements under the Federal Housing Administration single-family loan programs; Defending companies in connection with governmental audits, investigations and enforcement proceedings, before, among others, the CFPB, HUD, VA, DOJ and FTC with specialties involving defense of False Claims Act, FIRREA, Mortgage Review Board and RESPA enforcement matters; and Developing and analyzing proposed business plans, and drafting the related agreements and disclosures, based upon applicable federal and state laws, regulations and rules, such as the Real Estate Settlement Procedures Act, the Truth-in-Lending Act, the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Fair Housing Act, state licensing laws, consumer credit laws, usury laws, unfair and deceptive trade laws and real property laws.
Jay N. Varon is a partner and litigation lawyer in Foley & Lardner, LP's Washington D.C. office. Mr. Varon has litigated a broad cross-section of commercial cases around the country, including antitrust and unfair competition, consumer finance and deceptive trade practice involving matters relating to the Real Estate Settlement Procedures Act of 1974 ("RESPA"), the Dodd-Frank Wall Street Reform and Consumer Protection Act, the Fair Credit Reporting Act, ("FCRA"), Truth In Lending Act ("TILA"), "fair lending" and related federal and state unfair trade practice and consumer protection laws, as well as cases dealing with trade secrets, employment, environmental, business tort, securities fraud, product liability, and breach of contract issues. Many of the cases that Mr. Varon handles involve investigations by the Consumer Financial Protection Bureau and the defense of class actions or other complex cases. He is a former chair of Foley's Antitrust Practice and of its Washington D.C. Litigation Department and a former member of the firm’s Management Committee.